Fire is one of the most tragic forms of disaster that exist. Imagine being two days from the due date of your first child. The walls are adorned with a chosen theme & colour. The room is set with furniture & beautiful fabrics to match. The closet, drawers & change table are full of the many gifts from your baby shower & the endless shopping trips. You are … [Read more...]
Smoke And Fire Damage Creates Total Loss For The Rees Family
The insurance adjuster met us at our home to asses the fire damage. "Don't worry we'll take care of you," he said as he shook our hands on my due date to give birth. The insurance company brought in their "restoration" crew to assess the fire damage. The adjuster referred to them as their “specialized cleanup crew who are experts in dealing with this kind of fire damage.” We … [Read more...]
Negligence: When Your Insurance Company Employs Bad Contractors
The negligence we endured at the hands of the restoration crew was unbelievable. It was implausible to us that they could be our insurers regularly contracted company of choice. Negligence; in legal terms, a breach of a duty to take care. Every aspect of our dealings with the restoration company that our insurance company employed to deal with our fire claim consisted of … [Read more...]
Hiring A Public Adjuster to Dispute Your Insurance Claim
After months of disputing the fire damages with our insurance company we found it necessary to seek out the assistance of a public adjuster firm. A public adjuster is a professional claims handler who advocates for the policyholder in appraising and negotiating a claimant's insurance claim. The public adjuster interprets the homeowner's policy, assesses the damage and how … [Read more...]
Hiring a A Bad Faith Insurance Lawyer to Assist In Your Claim
You may have to hire a bad faith insurance lawyer when fighting a claim makes you look like the criminal. A few months after submitting our new inventory count that included all the items our insurance company failed to list but were in their possession, we received a distressing email, from our insurance company’s lawyer. The letter stated we were in breach of a statutory … [Read more...]
Bad Faith Insurance Tactics Are A Dirty Business
An insurance company's primary obligation is to provide a profit to its shareholders. To make sure minimal compensation is paid out, adjusters will utilize any bad faith insurance tactics available to them. Be prepared. We were nearly two years into our claim now and had received no settlement. Instead, we were facing the most unethical and immoral bad faith insurance … [Read more...]
Surviving Bad Faith Insurance
Surviving bad faith insurance when you've lost everything to fire and the entire system has failed you is difficult. The day after our bad faith insurance appraisal hearing, I called the manager of the public adjustment company to express our dissatisfaction with their representation of our claim. He came to my parents home to meet with us. Throughout our contract with them, … [Read more...]
Rees Family Property Subject To Vandalism
Vandalism is often an occurrence when forced to leave a home attended due to a bad faith insurance claim. Vandalism was the last thing we needed to deal with after all we had incurred with the insurance company... With our property, we also own one sixth interest in a deeded water access property, three lots from our home. The lot is legally owned by the first six houses in … [Read more...]
When A House Fire Takes More Than Just Everything You Own
I thought the day of losing our home and everything in to fire, just days before I gave birth to our son was the worst day of my life. I thought everything we have been through with a bad faith insurance company were our second most worst days. I was wrong. Today is the worst day of all. I recently received a letter from my bank stating that they will not be renewing our … [Read more...]
Tragedy May Slow You Down But It Will Not Defeat You!
Tragedy may be defined as the dramatic, lamentable, dreadful, fatal event or affair; calamity or disaster of life. However, tragedy doesn't have to define you. I would like to introduce myself. My name is Sherrill. My husband Dave and a beautiful boy named Tyson. I have created this page to tell our tragic story and how although it is not always easy, we are trying our … [Read more...]
Just Prevail To Assist Fire Victims With Crowdfunding Campaign
I want to assist fire victims avoid the heartache and headache we encountered. If only we had someone who had been through what we when our fire occurred, I think things may have turned out differently. There is so much to the process of filing an insurance claim for fire victims that most people are unaware of. My crowdfunding campaign will reserve at least 5% of the proceeds … [Read more...]
CrowdFunding Campaign: Will Support Victims of Bad Faith Insurance!
Bad Faith Insurance: Insurance companies are required by law to act in good faith to their policy holders. This means an insurance company is obligated to willingly pay claims properly and promptly, a compensation settlement equivalent to the damage and outlined in the policy. They cannot look for legal loopholes to deny claims. If they do, it is considered bad faith … [Read more...]
Paying it Forward With Crowdfunding Campaign
In 2013, people from 65 countries participated in Paying It Forward day. Imagine if each individual looked for the opportunity to help others each day. Imagine the difference that would make. People are genuinely giving by nature, but many get caught up in the hustle and bustle of everyday life. If everyone participated in paying it forward even just once in a while, the … [Read more...]
Crowdfunding Campaign Suffers Setback
When we lost everything to a house fire two days before my due date for my son's birth and the insurance company did not compensate us adequately, I took my story online and had some response. Mostly from others who had been or knew someone who had been through the same experience as we with their insurance company. I created Just Prevail to raise awareness about bad faith … [Read more...]
Just Prevail Launches Affiliate Program
A crowdfunding campaign to make socks from coffee raised $204,601 . Another campaign to simply make potato salad raised $55,492. Who can forget the incredible story of Karen Klein? She was a bus monitor from upstate New York, who was brutally, verbally bullied on a bus by seventh graders. After seeing her story as one of the children had filmed it, a gentlemen from Toronto, ON … [Read more...]